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BENQI (QI) is a decentralized finance (DeFi) protocol built on the Avalanche blockchain, designed to facilitate lending and borrowing of digital assets. It allows users to earn interest on their cryptocurrency holdings while providing liquidity to borrowers, creating a seamless ecosystem for financial transactions without intermediaries.
Stellar (XLM) is a decentralized cryptocurrency designed to facilitate fast and low-cost cross-border transactions. It aims to connect financial institutions and drastically reduce the cost and time required for transferring money globally.