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BENQI (QI) is a decentralized finance (DeFi) protocol built on the Avalanche blockchain, designed to facilitate lending and borrowing of digital assets. It allows users to earn interest on their cryptocurrency holdings while providing liquidity to borrowers, creating a seamless ecosystem for financial transactions without intermediaries.
Hedera (HBAR) is a decentralized public ledger designed for high-speed transactions and secure applications. Utilizing a unique consensus algorithm called Hashgraph, it aims to provide a scalable and energy-efficient alternative to traditional blockchain technologies.