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Optimism (OP) is a Layer 2 scaling solution built on the Ethereum blockchain that aims to enhance transaction speed and reduce costs. By utilizing optimistic rollups, it allows for faster and more efficient processing of transactions while maintaining the security and decentralization of Ethereum.
Stellar (XLM) is a decentralized cryptocurrency designed to facilitate fast and low-cost cross-border transactions. It aims to connect financial institutions and drastically reduce the cost and time required for transferring money globally.