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Kusama (KSM) is a scalable multi-chain network that serves as a testing ground for developers building on the Polkadot blockchain. It allows for rapid experimentation and innovation, enabling projects to deploy their applications and enhance functionalities in a real-world environment before launching on the more stable Polkadot network.
TrueFi (TRU) is a decentralized finance (DeFi) protocol that enables users to lend and borrow cryptocurrencies without the need for traditional intermediaries. It utilizes an innovative credit scoring system to assess borrower risk, allowing for more efficient capital allocation and improved lending outcomes.